Even better, there are a few free medical bill negotiation businesses that work with providers to lower their medical billing costs without charging any fees all. It's important to remember that debt collectors are often willing to negotiate, so don't be afraid to speak up and advocate for yourself. While some of these services charge a fee, there are others that are completely free. A bill negotiator would typically deal with individuals who are having financial difficulties paying their medical bills because of high deductibles, co-pays, or other unanticipated expenses.
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