You'll need to understand the details of your medical bills and your insurance policy, including your deductibles, copays, and coverage limits. How to Save Money with a Medical Bill Negotiator. Present evidence, such as the average cost of services in the area, to back up your argument. Is there any way we can work out a payment plan or reduce the overall cost of the bill? I'm willing to make a lump sum payment if it will reduce the total cost or set up a monthly payment plan that fits within my budget.
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